The Home-Buying Process

(in 8 Essential Steps)

  • 1. Find the Real Estate Agent

    To start your home-buying journey, it’s important to hire a real estate agent. With expertise in the real estate market and process, an agent serves as a trusted source of information to help you make decisions. There are countless brokerages and agents to choose from, so the challenge isn’t just finding an agent, but finding the right agent for you. I would love the opportunity to sit down with you to discuss your goals.

  • 2. Get Pre-Approved

    The next step is to get pre-approved for a mortgage. Pre-approval for a loan provides insight into how much house you can afford.

    • Copy of your driver’s license

    • W2 forms (the last two years)

    • Federal tax returns

    • Bank statements (checking, savings, 401k)

    • Pay stubs (copies of your two most recent)

    • Meet with a lender

    • Find out what you can afford and start your home search!

  • 3. Search for Homes

    After determining your budget, it’s time to begin searching for homes. Be realistic by identifying your wants versus your needs before beginning your search.

  • 4. Make an Offer

    Once you find a home you love, we’ll prepare to make an offer based on the price and terms you choose.

  • 5. Negotiation

    Negotiating a price is one of the most crucial aspects of your real estate journey. With my guidance, we’ll work to get the home you want under contract.

  • 6. Inspections and Appraisal

    A professional home inspector will examine the home to identify any damages or fixes that need to be made. Using the inspection report, we can negotiate with the seller to get the damages fixed or price compensated in the final sale. Additionally, we will order a home appraisal to determine the accurate value of the home.

  • 7. Closing

    During the closing, you and the seller will sign all necessary documents to finalize the sale and transfer the ownership of the property.

  • 8. Move in!

    The home is officially yours. It’s time to move.

Buyer Information

 

Preferred Lenders

Jordan, with Guild Mortgage, and Tami, with Mortgage Express, are the best and always happy to help. If you’re shopping around for a loan they would love to hear from you. Click on the button below to learn more.